BCA, BTN, and Other Banks are Lowering Cost of Funds

Banks such as BCA, BTN, and others are actively working to lower cost of funds in the face of intense liquidity competition.

Bisnis.com, JAKARTA — The banking sector is working to optimize efforts in reducing their Cost of Funds (CoF) amid the ongoing high liquidity competition. Several banks have reported successfully navigating through the first quarter of this year.

Liquidity remains a major challenge for banks, especially since Bank Indonesia (BI) has yet to reduce its benchmark interest rate, which remains at 5.75% as of April 2025.

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